Re: What REALLY grinds your gears?
 

When i'm occasionally asked to write a check for something, i still use my 5 year old temporary checks without my name on them. I never bothered to order any. 5 years later, still paying bills. And occasionally i eat.

Re: What REALLY grinds your gears?
 

[quote=mredskins;932481]Paying with check is unbelievable I get that sometimes as well; we need to be done with checks at least in the retail world.[/quote]

If the changes for Debit/Credit cards being charged an extra 3% on every purchase, expect to see checks make a comeback. Especially for things like groceries. Many stores already put a markup of ~3% on items to cover their losses from people using debit/credit cards... now they'll be getting that 3% straight to their pocket.

Re: What REALLY grinds your gears?
 

[quote=Chico23231;932478]Go to a local store for lunch, grab a couple items and immediately head to the quick, "10 items or less" check out...lady in front of me checking out A) has 13 items and B) asks for a f*ckin pen.

A) rules. if it says 10 items, then 10 is the effing max. its a line for people like me, with 3 items who want to grab and go.

B) Who the f*ck writes a effing check anymore? Of course we need to write it out, let the cashier run it and record it in our little register. An addition 2 minutes to my waiting time while im staring at the other line 10 items line breeze right through. Who the f*ck writes a check? Get a effing check card.

2 gears in with one lady, and she wasnt old like 40. god damn it[/quote]

I really hate it when people abuse the item limit rule. Wish the stores would actually enforce it once in a while.

Re: What REALLY grinds your gears?
 

[quote=Mattyk;932534]I really hate it when people abuse the item limit rule. Wish the stores would actually enforce it once in a while.[/quote]

I always though they should just charge a surcharge. Like make it perfectly clear the line for x items and each item over costs a certain amount

Like $10 for going over plus 2 dollars for each item.

1 item = 12
2 = 14
etc..

or maybe the first is free

Re: What REALLY grinds your gears?
 

[quote=Chico23231;932478]Go to a local store for lunch, grab a couple items and immediately head to the quick, "10 items or less" check out...lady in front of me checking out A) has 13 items and B) asks for a f*ckin pen.

A) rules. if it says 10 items, then 10 is the effing max. its a line for people like me, with 3 items who want to grab and go.

B) [B]Who the f*ck writes a effing check anymore?[/B] Of course we need to write it out, let the cashier run it and record it in our little register. An addition 2 minutes to my waiting time while im staring at the other line 10 items line breeze right through. Who the f*ck writes a check? Get a effing check card.

2 gears in with one lady, and she wasnt old like 40. god damn it[/quote]

I dunno. My grandmother writes checks... Granted shes 93. So she gets a pass right?

Re: What REALLY grinds your gears?
 

[quote=DynamiteRave;932589]I dunno. My grandmother writes checks... Granted shes 93. So she gets a pass right?[/quote]

yeah, thats why I said the lady wasnt even old. lol, it makes since for grandmas and grandpas. I would never get mad at the g-parents.

Hell, I might even help her out with her groceries.

Re: What REALLY grinds your gears?
 

Speaking of supermarkets, I really hate it when people that have no f'ing clue about using the self check out....USE THE SELF CHECK OUT.

:soapbox:

Re: What REALLY grinds your gears?
 

They removed the self checkouts at the store I shop at because of theft. Idiot thieves.

Now I have to be behind the cart-full in express lane fools like you guys do.

Re: What REALLY grinds your gears?
 

[quote=Mattyk;932534]I really hate it when people abuse the item limit rule. Wish the stores would actually enforce it once in a while.[/quote]

If I worked at a store, I'd be strict about it and make people leave my line. Of course, I'd probably be fired for what they call "poor customer service" even though I'd actually be providing excellent customer service for the others and applying store rules.

Re: What REALLY grinds your gears?
 

[quote=Daseal;932529]If the changes for Debit/Credit cards being charged an extra 3% on every purchase, expect to see checks make a comeback. Especially for things like groceries. Many stores already put a markup of ~3% on items to cover their losses from people using debit/credit cards... now they'll be getting that 3% straight to their pocket.[/quote]

Actually now, if you go into most grocery stores and pay with a check, they still run it through and deduct from your account just like they would do if you paid with a debit card or credit card. The only difference is that it takes longer for them to have to run the check through, getting you to sign the receipt, etc...they hand the check back to you when it has been cleared. So, I'm not sure if using checks now would really make a difference other than wasting more time.

Re: What REALLY grinds your gears?
 

[quote=Chico23231;932478]Go to a local store for lunch, grab a couple items and immediately head to the quick, "10 items or less" check out...lady in front of me checking out A) has 13 items and B) asks for a f*ckin pen.

A) rules. if it says 10 items, then 10 is the effing max. its a line for people like me, with 3 items who want to grab and go.

B) Who the f*ck writes a effing check anymore? Of course we need to write it out, let the cashier run it and record it in our little register. An addition 2 minutes to my waiting time while im staring at the other line 10 items line breeze right through. Who the f*ck writes a check? Get a effing check card.

[/quote]

I will actually count the items in my buggy to make sure I don't have over the "10 items or less" limit and if I'm one over, I'll go into the regular line. Occasionally if the grocery store is not busy, they'll take me in the express line no matter what, but I will let someone else go in front of me if they have a few items in their hands.

Yeah, the check writing gets me, but like I stated in the previous post, they treat checks just like they would debit cards or credit cards in the grocery stores I've been to. I've lost my debit card on a couple of occasions and had to pay with checks until the replacement card came back and the cashier told me you don't even have to fill out the check, just sign your name and their computer does the rest.

Re: What REALLY grinds your gears?
 

New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.

Re: What REALLY grinds your gears?
 

[quote=Monkeydad;932708]If I worked at a store, I'd be strict about it and make people leave my line. Of course, I'd probably be fired for what they call "poor customer service" even though I'd actually be providing excellent customer service for the others and applying store rules.[/quote]i was a cashier at a grocery store in high school. i tried to put my foot down when i was on the express lane, but got no support from my superiors.

if they were the only customer in my line, i would scan all their stuff really slow and take as long as i could until someone else came in behind them. one time this woman seriously came w a cart FULL, i told her move it along sister - but she said something like "come on, the store closes in 10 minutes" - it was closing soon but i didn't care. i scanned about 15 items then rang my bell/turned on my light like i needed a manager's help to proceed.

Re: What REALLY grinds your gears?
 

[quote=Monkeydad;932755]New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.[/quote]bank with usaa if you can, they refund atm fees.

Re: What REALLY grinds your gears?
 

[quote=Monkeydad;932755]New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.[/quote]

Yeah the debit charge is nothing new in the industry. Always run it as a credit.

Re: What REALLY grinds your gears?
 

I've always had a limited number of debit uses per month and always stayed under that, but a couple months ago, they started charging a buck for EVERY debit transaction. That's just ridiculous.

Re: What REALLY grinds your gears?
 

[quote=los panda;932761]i was a cashier at a grocery store in high school. i tried to put my foot down when i was on the express lane, but got no support from my superiors.

if they were the only customer in my line, i would scan all their stuff really slow and take as long as i could until someone else came in behind them. one time this woman seriously came w a cart FULL, i told her move it along sister - but she said something like "come on, the store closes in 10 minutes" - it was closing soon but i didn't care.[B] i scanned about 15 items then rang my bell/turned on my light like i needed a manager's help to proceed[/B].[/quote]

I applaud your efforts.

Too bad you couldn't just flip your light off and walk away...just long enough for her to get in the proper lane.

Re: What REALLY grinds your gears?
 

Pull up blue mail drop off thingy to mail a couple bills at the post office. Some bitch is sitting in front of me writing out her mail. r you f*cking serious, people just dont give a sh8t anymore

Re: What REALLY grinds your gears?
 

[quote=Monkeydad;932755]New gear grinder...

Now I've been seeing a $1.00 charge anytime you your PIN on the debit card.

I have always processed purchases as credit instead of debit, but a month or so ago I asked for cash back and ran it as debit. I saw a $1.00 "PIN use fee" deducted from my account. A few weeks later, I used an ATM for cash. I always use M&T Bank's ATMs because they have no surcharges, even if you don't have an account with them and are everywhere around here. Again, that "PIN use fee" despite my use of a fee-free ATM.

I used to always use the "free" ATMs and cash back at registers to get cash without paying a fee. Now, the only way for me to get access to my own cash without paying a fee is going to be writing a check out to cash or making a withdrawl at my credit union at the counter, both inconvenient.

I've always used my bank card as credit when swiping, so the only time I get nailed with this is when getting cash. My wife went to the grocery store and swiped the card as a debit card...got nailed with the $1.00 fee again! I've made sure she knows not to do that again.

Thieves! For ATMs with a fee, you're going to get nailed twice on the same transaction. Double-dipping on a single transactions should be illegal, even if it's two different institutions.[/quote]

One reason I love USAA. They have limited ATM's so instead they just credit you once a month for any ATM fees you incur, up to $15 a month. That's like 5 ATM uses, and I rarely use more than two or three at the most in a month. Basically, I just never worry about the fee if I have to use an ATM for some reason.

Oh and I never choose debit at a register/gas pump. And never understand why anybody would.

Re: What REALLY grinds your gears?
 

[quote=Chico23231;942960]Pull up blue mail drop off thingy to mail a couple bills at the post office. Some bitch is sitting in front of me writing out her mail. r you f*cking serious, [B]people just dont give a sh8t anymore[/B][/quote]

Agreed

Re: What REALLY grinds your gears?
 

[quote=CRedskinsRule;942964]One reason I love USAA. They have limited ATM's so instead they just credit you once a month for any ATM fees you incur, up to $15 a month. That's like 5 ATM uses, and I rarely use more than two or three at the most in a month. Basically, I just never worry about the fee if I have to use an ATM for some reason.

Oh and I never choose debit at a register/gas pump. And never understand why anybody would.[/quote]usaa is the tops. have you used their home value calculator/estimator tool?

i just got the usaa mobile app and deposited my first check via mobile. before this app, i had to use my scanner, but at least that was an option. navy federal doesn't offer online check deposit on their website - only on their mobile app, weird.

Re: What REALLY grinds your gears?
 

[quote=los panda;943001]usaa is the tops. have you used their home value calculator/estimator tool?

i just got the usaa mobile app and deposited my first check via mobile. before this app, i had to use my scanner, but at least that was an option. navy federal doesn't offer online check deposit on their website - only on their mobile app, weird.[/quote]

I haven't used the home value calculator or mobile check deposit, but online deposit is cool, plus you can go to any UPS store and they do the deposit too.

Great company all around.

Re: What REALLY grinds your gears?
 

I'll tell you what grinds my gears! Panhandlers! They are literally at every light for miles on my commute. They have their signs and their fake limps that magically disappear when they catapult into a full sprint like Usain Bolt when someone flashes a dollar. They must have gotten hurt during the sprint because they're limping again at the next red light as cars queue up. I'm watching you!
Thanks for making feel like a piece of shit after giving me that sad puppy face look cause the sucker in front gave you a dollar and now I have to pretend to be on my phone.

Re: What REALLY grinds your gears?
 

So, I'm first chair on a fairly large case involving two other agencies who are providing co-counsel. On Friday, my supervisor say our response to the compplaint MUST be filed Monday the 15th because he agreed to that date with opposing counsel. In order to do so, the three authors of the motion need to have their parts done by COB today so that we can have the week to make sure the parts mesh. It's an artificial deadline b/c, by law we have until Nov. 2nd to file a response. Also, my part of the motion accounts for about 2/3's of it and the other two attorneys each have about one sixth. Yesterday was a government holiday and today I was a chaperone on my kindergarten aged daughter's first field trip.

Regardless, I say no problem and am at the office straight through Friday night (8:00 a.m. Friday, 7:00 a.m. Saturday) I go back and am at the office again Saturday night 7:30 p.m. until 6:00 a.m. Sunday) and finish my part last night at home ~ 11:00 p.m.- 3:30 a.m. and have it e-mailed to all concerned.

I get home from the field trip, check the office e-mail from home and there is an e-mail from the boss extending the filing deadline to October 22nd. No explanation.

Thanks. Thanks a whole f'ing lot.

Oh, by the way, did I mention I have a trial tomorrow -- would have been nice to have spent Friday prepping for it.

Re: What REALLY grinds your gears?
 

Concussions and kickers.

Re: What REALLY grinds your gears?
 

[quote=JoeRedskin;951004]So, I'm first chair <SNIIP>[/quote]

I'd be looking for a new law firm, that's an absurd way to treat a person.

Re: What REALLY grinds your gears?
 

how come when i pull up to a urinal at work there is always a puddle of piss below it. Im like wtf how are you missing the effing urinal you dirty mutherf*ckers.

Re: What REALLY grinds your gears?
 

[quote=Chico23231;951162]how come when i pull up to a urinal at work there is always a puddle of piss below it. Im like wtf how are you missing the effing urinal you dirty mutherf*ckers.[/quote]

And why is there always change in the urinal? Wishing well?

Re: What REALLY grinds your gears?
 

[quote=cpayne5;951164]And why is there always change in the urinal? Wishing well?[/quote]

some people piss money i guess.

Re: What REALLY grinds your gears?
 

Why is it so hard for some people to leave a proper voicemail? I get so many messages where people don't leave their name or number, or don't give me any clue why they are calling.

And on the flipside you have people that give you way too much info, and repeat their number 2-3 times. Enough already.

Re: What REALLY grinds your gears?
 

^^ The ones I hate are the folks who leave a long-winded message and then zip through their number at the end. Used to be, I would have to listen to the whole f'ing message to get to the number - now we have a 3 second back button so you can replay just that part.

When leaving a message, I always say my name, warn phone number is coming ("my number is"), brief pause then say the number. Repeat once. leave message.

Is it that so hard to do??

Re: What REALLY grinds your gears?
 

[quote=JoeRedskin;951232]^^ [B]The ones I hate are the folks who leave a long-winded message and then zip through their number at the end.[/B] Used to be, I would have to listen to the whole f'ing message to get to the number - now we have a 3 second back button so you can replay just that part.

When leaving a message, I always say my name, warn phone number is coming ("my number is"), brief pause then say the number. Repeat once. leave message.

Is it that so hard to do??[/quote]

yup, get that a lot too

Re: What REALLY grinds your gears?
 

[quote=Mattyk;951227]Why is it so hard for some people to leave a proper voicemail? I get so many messages where people don't leave their name or number, or don't give me any clue why they are calling.

And on the flipside you have people that give you way too much info, and repeat their number 2-3 times. Enough already.[/quote]

What's up with voicemails in general? I'm sure there are professions that require them, but where I work if you give me an email, I have: a written record, I don't have to put in my voicemail password, I don't have to remember details of the voicemail and I don't have to spend my time on a long message.

Today a woman left me a long voicemail, physically WALKED to my office and left me a note saying, "Hey Ben, please call me."

It would have taken literally 5 seconds for an email saying: "Ben, how do I add network printers?"

Re: What REALLY grinds your gears?
 

[quote=TheMalcolmConnection;951248]What's up with voicemails in general? I'm sure there are professions that require them, but where I work if you give me an email, I have: a written record, I don't have to put in my voicemail password, I don't have to remember details of the voicemail and I don't have to spend my time on a long message.

Today a woman left me a long voicemail, physically WALKED to my office and left me a note saying, "Hey Ben, please call me."

It would have taken literally 5 seconds for an email saying: "Ben, how do I add network printers?"[/quote]

Totally agree. I always give out my email address and tell people it's the easiest way to reach me. I'll typically answer an email right away. A voicemail... when I get around to it. Playing phone tag with someone in this day and age is ridiculous.

Re: What REALLY grinds your gears?
 

Amen. The biggest problem is when it's a voicemail saying, "Hey, this is _________. Call me back!" Thanks for the details. :doh:

Re: What REALLY grinds your gears?
 

Today I finally snapped on my local radio station...

Basically I don't like a ton of pop music anyway, but I DO enjoy the morning hosts so we listen to K92 on our way in to work. LMFAO came on AGAIN for the 12903102983012978127318979128731298731892nd time and I literally was like, "MOTHER ****ER! NOT AGAIN!" I called the radio station stating I would donate any amount of money to a charity if they retired that song for good.

I have never developed such an aversion to a song in my life. I'm STILL seething from even hearing the intro this morning. That's bad.

Re: What REALLY grinds your gears?
 

[quote=JoeRedskin;951232]^^ [B]The ones I hate are the folks who leave a long-winded message and then zip through their number at the end.[/B] Used to be, I would have to listen to the whole f'ing message to get to the number - now we have a 3 second back button so you can replay just that part.

When leaving a message, I always say my name, warn phone number is coming ("my number is"), brief pause then say the number. Repeat once. leave message.

Is it that so hard to do??[/quote]yes! sometimes i've had to go back as many as 3 times to get the whole damn thing. i'll never understand

Re: What REALLY grinds your gears?
 

[quote=TheMalcolmConnection;951293]Today I finally snapped on my local radio station...

Basically I don't like a ton of pop music anyway, but I DO enjoy the morning hosts so we listen to K92 on our way in to work. LMFAO came on AGAIN for the 12903102983012978127318979128731298731892nd time and I literally was like, "MOTHER ****ER! NOT AGAIN!" I called the radio station stating I would donate any amount of money to a charity if they retired that song for good.

I have never developed such an aversion to a song in my life. I'm STILL seething from even hearing the intro this morning. That's bad.[/quote]i can't even listen ot the radio for that reason, whenever 100.3 dropped the oldies, that's when i bowed out. now i burn 10-12 albums to a cd-r and go w that for weeks at a time.

i worked in beltsville in an office where they liked to leave the radio on all day, it was around the time when that boots w the fur song came out, i think i heard it 10 times a day, every day. really reinforced my faith in humanity and our civilization

Re: What REALLY grinds your gears?
 

[quote=los panda;951367]i can't even listen ot the radio for that reason, whenever 100.3 dropped the oldies, that's when i bowed out. now i burn 10-12 albums to a cd-r and go w that for weeks at a time.

i worked in beltsville in an office where they liked to leave the radio on all day, it was around the time when that boots w the fur song came out, i think i heard it 10 times a day, every day. really reinforced my faith in humanity and our civilization[/quote]

HA! Yeah, I mean I don't mind some guilty-pleasure generic pop every now and then, but "I'm Sexy and I Know it" has to be the most overplayed, crappy song of this generation.

Re: What REALLY grinds your gears?
 

Growing up I worked in Pizza joint (5 years) that had a jukebox that only played two songs when it didn't have money it.

They were:

Copacabana

Red Red Wine

If I hear those songs at anytime I will instantly go into epileptic seizure.