offiss:
If teams only drafted players ready to play in the NFL ,there would be no disastrously bad picks. Ryan Leaf would have been an undrafted free agent; same with Rick Mirer and same with that big stud offensive tackle that was drafted by Green Bay who stunk on a bagel (can't remember his name at the moment).
There is a thread here asking if several current Redskins were "wasted picks". If you assertion were correct and only players ready to play were taken, no such thread would ever need to be started.
Clarett can protect himself against a career ending injury with an insurance policy. Even the NCAA, which hates to admit that athletes get certain bennies that other students do not, will allow this and allow him to retain eligibility. (Where can he get the money? From the same place that he is getting the money to pay his lawyers.)
Problem is that Clarett tossed his eligibility in the ashcan when he stopped going to class to maintain academic eligibility. So now that kind of policy is not really open to him.
Clarett chose to put all his eggs in one basket. Notice I said he CHOSE to do that; no one put a gun to his head and made him do it against his will. Then he forgot to keep a careful eye on the basket...