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Originally Posted by TheInspector
BTW, if you cannot already tell, I HATE insurance. It's the biggest scam EVER. ...and yes, I am ready for everyone to tell me how BAD things would be without insurance (and how naive I am).
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You've pretty much answered your own question but I'll just elaborate.
If it wasn't for the people out there scamming the insurance companies, you probably wouldn't hate the insurance companies as much.