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Originally Posted by Mattyk72
You've pretty much answered your own question but I'll just elaborate.
If it wasn't for the people out there scamming the insurance companies, you probably wouldn't hate the insurance companies as much.
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Bingo.
Between criminals (including illegal aliens who cross the border to have a baby or get free medical treatment) and people who put themselves in danger like Roethlisberger and expect everyone else to pay for their mistakes as well as lazy people and greedy lawyers who sue for millions of dollars for stupid stuff like burning themselves on coffee...that's driving the rates through the roof.
Insurance is not evil and DOES have a purpose, however the cost of having insurance is being driven up by the people who want to live without resposibility and/or morals.