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Old 11-28-2006, 08:37 AM   #12
MTK
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Join Date: Feb 2004
Age: 53
Posts: 100,050
Re: SERIOUS money question: NEED HELP!!!

If they agree to lower your rate you can always toss out the "I'm going to move my balance to another card" routine.

But as long as you're in good standing there's really no reason why they wouldn't work with you. They want to keep good customers.
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