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Old 06-20-2008, 11:20 AM   #14
Schneed10
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Join Date: Feb 2005
Location: Newtown Square, PA
Age: 46
Posts: 12,458
Re: Understanding The Issues: Subprime/Housing Crisis

Quote:
Originally Posted by onlydarksets View Post
At the corporate level, that's true. However, most of the sales reps making these slimy calls were commissioned, so they got paid on the loan, regardless if it was affordable long-term.
Agreed. Those people were definitely acting unscrupulously. And in cases where those slimey lenders flat out lied to borrowers about the terms and risks of certain deals, you can't fault the borrower at all.

But in the majority of cases, slimeballs or not, the borrowers still signed deals without knowing enough about them. You gotta stand up and look out for yourself, because you can't assume others will.
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