Quote:
Originally Posted by firstdown
Ins co. have to cover this now days and its one reason premiums keep going up because congress mandates that they have to cover allot of illnesses. Thats been one of the things that allot of people say could reduce cost if people could choose their coverages rather than congress mandate what the ins.co. have to cover. Good example would be a person who does not drink or use drugs has to pay for caverage which would provide treatment for acohlo and drug addiction. Why is that mandated by congress when he would not need coverage for this or why do they force me to pay for other coverages I don't feel I need?
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because you don't know what you'll need... maybe you get hooked on pain pills.. now you can't get fixed since you never paid for it, or you have to get fixed on someone else's dollar.
it's like in galveston - they used to allow you to take money out of your retirement account, so some people did to buy big screen tvs or whatnot, and then b*tched at retirement about not having enough money... so guess what? since 91 or so you can't do that anymore. sometimes people have to be saved from themselves so they don't make a bad decision which ends up affecting others (ie if in this examplbe he became homeless and a tax burden through a direct result his own actions/decisions).