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FRPLG · 05-14-2009, 10:17 AM

What about eliminating the employer/health insurance link alltogether?

Make a total overhaul and allow people to join associations (or something of that ilk) that provide health insurance. Then people can pick and choose what association they'd like to be a part of...the association can more precisely manage membership demographics to provide a good balance. The associations should be non-profit orgs driven to balanced budgets. Just an idea that needs a lot more thought to it but maybe it could at least remove the barrier of needing employment to even have a chance to afford insurance. Even lower income folks could find an association that provides basic major medical at a low cost because of the group insurance rates and that would be a plus.

05-14-2009, 10:17 AM	#108
FRPLG MVP Join Date: May 2004 Age: 47 Posts: 10,164	Re: the new health care? What about eliminating the employer/health insurance link alltogether? Make a total overhaul and allow people to join associations (or something of that ilk) that provide health insurance. Then people can pick and choose what association they'd like to be a part of...the association can more precisely manage membership demographics to provide a good balance. The associations should be non-profit orgs driven to balanced budgets. Just an idea that needs a lot more thought to it but maybe it could at least remove the barrier of needing employment to even have a chance to afford insurance. Even lower income folks could find an association that provides basic major medical at a low cost because of the group insurance rates and that would be a plus.