A cost-benefit analysis?! What a crazy idea.
We should also clearly define the problems with healthcare, then derive some requirements, and then test our solutions against said requirements. You have done some of that already. Sorry, I can't contribute any more than you have already.
Good post, Joe. Hopefully it doesn't go unnoticed. I especially like the idea about R&D.
P.S.: breaking your own rule? You must be a lawyer.