[GMScud]

I live within my means. I carry zero credit card debt, my fiancee and I only have one car payment, and we both are making enough to sock away a nice amount each month.

We're looking to buy a house within the next year to 18 months, and right now we only have rent and the basic bills. We both were fortunate enough to go through school without student loans. So it looks like home ownership will be a reality for us pretty soon. I just turned 31 and she's 27, and we feel like we're very early in our careers, so hopefully as experience/income increase so will the likelihood of a happy retirement. We'll see what happens when we have kids though.