[saden1]

I love this:

Earlier that year, James's brother Terry Nichols had tried his own hand at finding his salvation in do-it-yourself legal reasoning. He didn't really owe that $31,000 in bank credit card debt, he announced to the court, because the banks had lent him "credit," not "legal tender." He offered to pay with what he called a "certified fractional reserve check"—a worthless piece of paper. "You can't follow their arguments," explains Judge Marcus, "because they're listening to a different music no one else hears."