[over the mountain]

Originally Posted by GhettoDogAllStars

I bought my first home (Colorado) in April for $212K and I got 4.875% FHA loan with 0.3 points. My credit rating is a little higher than yours, but not by much. I only put down the required 3.5% for FHA loans (~$7.5K). Hope that helps a bit.

Thanks. what is a FHA loan? i assume fed home application loan?

So FHA allowed you to only put down a 3.5% down payment?

How do you apply or qualify for a FHA loan? i can google this but id like to know what steps you took if you get the chance.

What was your offered mortgage rate with buying points?