Quote:
Originally Posted by mlmpetert
[FONT=Verdana][COLOR=black]You say it’s been 3 months since you’ve had “good” insurance? Are you completely uninsured or do you just have a catastrophic plan or something right now?
I guess I don’t understand whats so wrong about not insuring a preexisting condition, or only insuring it at extremely high rates. Whats the other option, that preexisting condition is ignored and you get the same rate as me; however, at a much greater risk to the insurance co. That’s really unfair to me, because your rate doesn’t just come down – mine goes up. I guess
|
If I'm correct they can only exclude preexisting conditions for the first 12 months but that has probably changed with the new health bill. I also don't think they can underwrite a pre existing condition if your going from one company to the next. Its only if your coming to them as a new customer without prior health ins.