I think i mentioned this a while back, but its really important information that anyone with a HSA or FSA needs to be aware of. I have a high deductable HSA plan and love it because of the prudence it forces you to be abide by, but this really really sucks. Its going to affect a lot of people, and when i hear that someone has a HSA or FSA i bring this up and they usually have no idea.
FoxNews.com - New Rules Coming for Payments Out of Health Savings Accounts
So from what ive heard there are going to 2 basic ways to go about getting your prescriptions.
1. The next time you go to the doctor get a prescription for everything you need or can think there is ever a chance you may need at some point in the coming tax year. (your doctor will hate you)
2. Save every reciept for everything you bought during 2011 and go back and a get a prescription for it. (your doctor will hate you)
In normal situations I don’t really have a need to go to a doctor so this issue affect people like me the most. The whole concept behind a high deductable HSA is that it keeps people from going to the doctor when the really shouldn’t (like because you have a cold or basic flu). For people with a normal FSA add on arnt really going to be financially affect by this, just really inconvenienced by it