[mredskins]

Really it all boils down to risk and how much of it you are comfortable with.

Money, religion and politics are all things folks have huge varying opinions on so what you need to do is ask yourself how much are you willing to risk to in order to fill your needs.

I know folks that live in a two bedroom rancher but have the money to upgrade to something larger but are afraid of the risk involved, to me that is not living.

Then I know plenty more folks that live in houses they can't afford and they can't do anything because they are house poor, to me that is not living also.

So you just basically need to find your comfort level in the risk you are willing to take. No one here can make that decision for you.