How to Fix Social Security

[cpayne5]

Originally Posted by mheisig

The whole concept of "let me give my money to the government so they can manage it for the next 30-40 years at which point they'll give it back to me a little bit a time" just never sat well with me.

I don't even factor SS into my retirement planning - as far as I'm concerned the entire thing is a farce. Preparing for retirement is the individual's responsibility, not the governments.

I think you're about the same age as me (I'm 25). I am doing the same thing. I pretty much think of my SS contributions as money I'll never see again.

There has to be a more efficient and fair way to do this, but I don't know what it is. I share That Guy's line of thinking at this point.