Auto Insurance

[TheMalcolmConnection]

I have Mercury. Not a lot of people have heard about them, but I've had a good amount of tickets and for my newish car (2004) that's performance-based, I only pay $500 every six months. And that's with three tickets on the record.

[Monkeydad]

Originally Posted by TheMalcolmConnection

I have Mercury. Not a lot of people have heard about them, but I've had a good amount of tickets and for my newish car (2004) that's performance-based, I only pay $500 every six months. And that's with three tickets on the record.

That sounds expensive. I pay $400 every 6 months for TWO CARS with Allstate. What kind of car do you drive? Is it a "high performance" car?

[TheMalcolmConnection]

Originally Posted by Buster

That sounds expensive. I pay $400 every 6 months for TWO CARS with Allstate. What kind of car do you drive? Is it a "high performance" car?

It's "considered" a sports car. It's a Mazda3. We just got our new bill and my fiancee and I combined pay $639 for her 2001 Altima and my 2004 Mazda3. So I guess that isn't bad.

[FRPLG]

We are lucky enough to use USAA. I am pretty sure they are the best but not everyone can get them. If you can then use them. You have a member of your family be a part of the military and use them.

[jbcjr14]

I have Farmer's here in TX. They seem to be pretty good. I had Allstate back in FL and they were excellent as well.

[SmootSmack]

I have Amica. I just got it when I moved up here to Connecticut. It was highly recommended by several people, most importantly by NY_Skinsfan.

[MTK]

I've had Geico myself the last 3 years and I really can't complain. They just recently dropped my rate quite a bit just for being a long-time customer.

I'm a little biased since I worked there, but I strongly advise against Progressive. Their rates tend to be high because they will insure just about anyone, so in turn those extra costs get passed onto the good drivers. Plus they treat their employees like garbage... but that's a story for a different day.

I've head good things about Amica and Allstate.

[SmootSmack]

I have a package home/auto insurance deal with Amica and if you show proof of current auto insurance when you sign up with them they give you a huge discount. I want to say almost 50%

[cpayne5]

My wife (21) and I (24) pay $2700/year. We have Virginia Farm Bureau. They are ok. I have a ticket and an accident on my record (35 months ago). We have 4 vehicles on the policy (2005 4Runner, 2006 Jeep, 2001 Civic, 1993 Integra). I shop around quite a bit, but no other company comes up with anything better. I'm counting on it going down when I turn 25. (But then going back up when I buy a Corvette ).

[TheInspector]

I have Amica for renter's insurance, and I am currently in the process of filing a claim because my apartment was broken into. They seem to be doing a good job, but the process isn't yet complete.

As for auto insurance, I have Direct. They don't seem to be that good, but I think they are the cheapest in my area (I haven't done much research).

After looking at the other poster's rates, I think I must be paying too much. However, I have two cars. One is an 88 chevy pickup with liability only coverage, so it shouldn't affect my rates that much. I also have a high performance car, and I pay $2000 per year with no accidents or tickets.

Is that too high?

[cpayne5]

Originally Posted by TheInspector

I have Amica for renter's insurance, and I am currently in the process of filing a claim because my apartment was broken into. They seem to be doing a good job, but the process isn't yet complete.

As for auto insurance, I have Direct. They don't seem to be that good, but I think they are the cheapest in my area (I haven't done much research).

After looking at the other poster's rates, I think I must be paying too much. However, I have two cars. One is an 88 chevy pickup with liability only coverage, so it shouldn't affect my rates that much. I also have a high performance car, and I pay $2000 per year with no accidents or tickets.

Is that too high?

What kind of car do you have?

[TheInspector]

Originally Posted by cpayne5

What kind of car do you have?

03 BMW M3

[cpayne5]

Originally Posted by TheInspector

03 BMW M3

$2k a year probably isn't that bad considering you're under 25 and driving an M3.

[Monkeydad]

Originally Posted by TheInspector

03 BMW M3

Well THAT explains the high rate!

It's expensive for them to repair it if someone hits you. REALLY expensive.

[TheInspector]

Originally Posted by Buster

Well THAT explains the high rate!

It's expensive for them to repair it if someone hits you. REALLY expensive.

Yep. It won't be long until I sell it.