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Old 08-08-2006, 12:28 PM   #1
Monkeydad
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Re: Auto Insurance

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Originally Posted by TheInspector
I have Amica for renter's insurance, and I am currently in the process of filing a claim because my apartment was broken into. They seem to be doing a good job, but the process isn't yet complete.

As for auto insurance, I have Direct. They don't seem to be that good, but I think they are the cheapest in my area (I haven't done much research).

After looking at the other poster's rates, I think I must be paying too much. However, I have two cars. One is an 88 chevy pickup with liability only coverage, so it shouldn't affect my rates that much. I also have a high performance car, and I pay $2000 per year with no accidents or tickets.

Is that too high?
When you turn 25, your rate will drop.

Also when you get married.
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Old 08-08-2006, 12:30 PM   #2
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Re: Auto Insurance

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Originally Posted by Buster
When you turn 25, your rate will drop.

Also when you get married.
I put my wife's vehicle on my policy before we got married. After we got married it dropped $1k/ year.
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Old 08-08-2006, 12:32 PM   #3
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Re: Auto Insurance

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Originally Posted by cpayne5
I put my wife's vehicle on my policy before we got married. After we got married it dropped $1k/ year.
Dang. I guess I should get married.
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Old 08-08-2006, 12:43 PM   #4
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Re: Auto Insurance

TMC is also under 25, has three tickets and pays half of what I do. That's what caught my eye. However, we live in different markets, so that could change everything...I guess.
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Old 08-08-2006, 12:51 PM   #5
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Re: Auto Insurance

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Originally Posted by TheInspector
TMC is also under 25, has three tickets and pays half of what I do. That's what caught my eye. However, we live in different markets, so that could change everything...I guess.
That truck is probably ~$400 a year extra for you and he has a Mazda 5, which isn't quite an M3 in the insurance company's eyes.
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Old 08-08-2006, 03:26 PM   #6
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Re: Auto Insurance

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Originally Posted by TheInspector
TMC is also under 25, has three tickets and pays half of what I do. That's what caught my eye. However, we live in different markets, so that could change everything...I guess.
Florida is notorious for high auto insurance rates...all those damn old people running their cars into the local Publix...
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Old 08-08-2006, 08:13 PM   #7
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Re: Auto Insurance

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Old 08-08-2006, 09:24 PM   #8
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Re: Auto Insurance

"...couped up in their boardrooms, huddling for wealth."
That is hilarious.
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Old 08-09-2006, 01:31 PM   #9
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Re: Auto Insurance

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Originally Posted by BDBohnzie View Post
Florida is notorious for high auto insurance rates...all those damn old people running their cars into the local Publix...

Ow, that sounds painful.
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Old 08-08-2006, 10:14 PM   #10
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Re: Auto Insurance

I work for Nationwide/Allied and I dont know what their rates are for sure. I just started there a while back, and I haven't switched my policy over yet. But I have been paying $1200 a year for my 97 Chrysler LHS with EMC. That is who my parents had and they went through an independant guy who claims to only give you the best rates. I'll get back to you when I know how much of a difference there is between my work. I'm sure there will be an employee discount of some sort.
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