Canadian Healthcare from a Canadian...

[MTK]

Originally Posted by jsarno

The point was to show what McDonalds offers. I was told by Matty that McD. has poor coverage, that link shows they have good coverage. Failing to see your point here.
I never said I had a site that shows how great McD's coverage is, just that because they are a big company they can offer good coverage. I proved my point with the link.

You didn't prove anything. What are the limits on those coverages? What are the co-pays? What does the employee pay out of pocket per pay period for these benefits? Are they available to all employees?

[jsarno]

Originally Posted by Mattyk72

You didn't prove anything. What are the limits on those coverages? What are the co-pays? What does the employee pay out of pocket per pay period for these benefits? Are they available to all employees?

Well, I doubt we will know the cost unless someone here actually works for them to enlighten us.
However you said:
I'd be willing to be the coverage is pretty shitty and not cheap.

It's not shitty. Point proven with link. Do I need to spell EVERYTHING out for you? They offer good benefits.

About the cost, I have no way of knowing that, and to me, it doesn't matter. You either get it, or you don't. It's offered, and it's up to them if they want to get it. If they choose not to, that doesn't mean I should pay it for them which is what this thread has turned into.

[MTK]

Originally Posted by jsarno

Well, I doubt we will know the cost unless someone here actually works for them to enlighten us.
However you said:
I'd be willing to be the coverage is pretty shitty and not cheap.

It's not shitty. Point proven with link. Do I need to spell EVERYTHING out for you? They offer good benefits.

About the cost, I have no way of knowing that, and to me, it doesn't matter. You either get it, or you don't. It's offered, and it's up to them if they want to get it. If they choose not to, that doesn't mean I should pay it for them which is what this thread has turned into.

How can you tell they are good benefits without knowing what the limits are, how much the co-pays are, and how much the out of pocket cost is?

Cost might not matter to you, but I guarantee cost really matters if you're making $8 an hour.

[jsarno]

Originally Posted by Mattyk72

How can you tell they are good benefits without knowing what the limits are, how much the co-pays are, and how much the out of pocket cost is?

Cost might not matter to you, but I guarantee cost really matters if you're making $8 an hour.

I think you're missing my point on the cost issue.
Sure it matters to everyone, but you need to make a choice, either to accept or not. If you CHOOSE not accept it, then that's your choice. You need to find a way to afford it or you go without...plain and simple. This whole argument started with my saying, even a burger flipper at McDonalds is offered insurance. People that don't have it choose not to have it. I'd be willing to bet those that don't have the insurance at work have cable and other luxuries though. So we are supposed to pay for their insurance cause they choose to spend their money elsewhere...I don't think so.

[MTK]

Originally Posted by jsarno

I think you're missing my point on the cost issue.
Sure it matters to everyone, but you need to make a choice, either to accept or not. If you CHOOSE not accept it, then that's your choice. You need to find a way to afford it or you go without...plain and simple. This whole argument started with my saying, even a burger flipper at McDonalds is offered insurance. People that don't have it choose not to have it. I'd be willing to bet those that don't have the insurance at work have cable and other luxuries though. So we are supposed to pay for their insurance cause they choose to spend their money elsewhere...I don't think so.

I think there's a fundamental problem with having to decide whether health coverage is worth it or not. For lower paying jobs, people have to make that choice and that's what I have a problem with. And the coverage they get isn't even that great. Shouldn't they be entitled to quality coverage that is affordable in comparison to how much they make?

[jsarno]

Originally Posted by Mattyk72

I think there's a fundamental problem with having to decide whether health coverage is worth it or not. For lower paying jobs, people have to make that choice and that's what I have a problem with. And the coverage they get isn't even that great. Shouldn't they be entitled to quality coverage that is affordable in comparison to how much they make?

I won't argue whether that is a fundamental flaw or not. It is. But we all do it. You can't band-aid one area and hope it all fixes itself. Why is it OK to have a $300k 5 hour surgery? Why is it OK to pay $150 for a simple doctor visit? The entire system is flawed to it's core, so unless we are talking about how to fix this core, it's a moot point.

[jsarno]

Originally Posted by Mattyk72

Are they available to all employees?

What kind of question is that? How many employers do you know that don't offer their benefits to their employees? If they are full timers, they are offered it.

[MTK]

Originally Posted by jsarno

What kind of question is that? How many employers do you know that don't offer their benefits to their employees? If they are full timers, they are offered it.

Not necessarily.

I worked at McDonalds when I was a teenager and back then they only offered health coverage to managers.

I can't believe we're talking about whether McDonald's offers quality health care. Here's another link to check out:

Friendly's slashes health benefits for 454 workers - The Boston Globe

Limited plans have become controversial in recent years as the debate over providing adequate health coverage has intensified and companies search for ways to control costs. They are favored by large chains that offer low-wage jobs, including Wal-Mart Stores, McDonald's Corp., and Lowe's Cos. About 1 million Americans are covered by such policies, according to a recent Kaiser study.

Explain away this one. It's funny, I keep seeing Wal-Mart and McDonald's being lumped together, yet you think there are no problems with McDonald's, but you agree there are problems with Wal-Mart.