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Canadian Healthcare from a Canadian...

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Old 10-28-2007, 11:06 PM   #1
jsarno
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by skinsguy View Post
Thanks SS. And it proved my point. Thanks for that.
Please explain how that proved your point? I am not sure you know what the arguement is about here.

BTW- by your last comment, you obviously jumped into the argument not knowing the base.
We were talking about a program that paid for your tuition, all you needed to do was come up with whatever other expenses there were, which are minor.

ps- $889 for NEW books per year is damn cheap. Cut that in half for used books and you're looking at around $225 per semester.

So let's look at the figures SS supplied for us. (BTW NMSU is a branch here in Carlsbad)
$1162 - Tuition and fees
$4602 - Room and board
$889 - Books and supplies
$1980 - Personal expenses
$1500 - Transportation

Take away Tuition if you are on the program we were discussing, take away room and board because I already live here as does everyone that goes to NMSU in Carlsbad. Personal Expenses is for financial aid purposes, but that is why you work a full time job to pay for your own personal expenses. Transportation is taken care of by yourself as well. That leaves approx. $225 per semester (as I showed by cutting books in half by buying used). I'll even throw in a few more dollars and bring it to $500 per year.
If you can't afford $500 a year to go to college, there is nothing you can afford.
Nice link SS. Thanks.
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Old 10-28-2007, 11:14 PM   #2
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by jsarno View Post
Please explain how that proved your point? I am not sure you know what the arguement is about here.

BTW- by your last comment, you obviously jumped into the argument not knowing the base.
We were talking about a program that paid for your tuition, all you needed to do was come up with whatever other expenses there were, which are minor.

ps- $889 for NEW books per year is damn cheap. Cut that in half for used books and you're looking at around $225 per semester.

So let's look at the figures SS supplied for us. (BTW NMSU is a branch here in Carlsbad)
$1162 - Tuition and fees
$4602 - Room and board
$889 - Books and supplies
$1980 - Personal expenses
$1500 - Transportation


Take away Tuition if you are on the program we were discussing, take away room and board because I already live here as does everyone that goes to NMSU in Carlsbad. Personal Expenses is for financial aid purposes, but that is why you work a full time job to pay for your own personal expenses. Transportation is taken care of by yourself as well. That leaves approx. $225 per semester (as I showed by cutting books in half by buying used). I'll even throw in a few more dollars and bring it to $500 per year.
If you can't afford $500 a year to go to college, there is nothing you can afford.
Nice link SS. Thanks.
That's $4369/year in non-tuition expenses. That's not exactly chump change.
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Old 10-28-2007, 11:18 PM   #3
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by Mattyk72 View Post
That's $4369/year in non-tuition expenses. That's not exactly chump change.
LOL...you obviously didn't read my post. Where is that transportation cost? That is for financial aid purposes...you don't pay that to the college...come on matty, use the noggin. If you want, I can supply you with the phone number and you can ask them to pick you up for that "transportation cost". LOL.
Same for personal expenses...do you write a check for "personal expenses" to the college, or do you pay for personal expenses cause they are just that...personal expenses????? That is alotted in the financial aid, not something is out of pocket up front.

You guys are too funny.
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Old 10-28-2007, 11:21 PM   #4
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Re: Canadian Healthcare from a Canadian...

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LOL...you obviously didn't read my post. Where is that transportation cost? That is for financial aid purposes...you don't pay that to the college...come on matty, use the noggin.
Same for personal expenses...do you write a check for "personal expenses" to the college, or do you pay for personal expenses cause they are just that...personal expenses????? That is alotted in the financial aid, not something is out of pocket up front.

You guys are too funny.
Wow you really are dense at times.

Let me lay it out for you. When I was going to school at night for my MBA, it required me to drive an extra 20 miles or so each day out of my way going back and forth to school. That's extra gas money and wear and tear on the car. Hence, I had a transportation expense.
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Old 10-28-2007, 11:37 PM   #5
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by Mattyk72 View Post
Wow you really are dense at times.

Let me lay it out for you. When I was going to school at night for my MBA, it required me to drive an extra 20 miles or so each day out of my way going back and forth to school. That's extra gas money and wear and tear on the car. Hence, I had a transportation expense.
OK...whatever Matty. It is you that is dense arguing this my friend.
ps- I live about 1 mile from NMSU, and anyone that lives in Carlsbad lives less than 10 miles from NMSU. If you can go to the movies, or out to eat, or out with your friends, why do you insist on calculating the miles?
So by using this in your argument, you are telling me that you would NEVER go out after work, you would go home ONLY...thus the transportation costs become relevant???? Doubt it.

How many times do I need to prove the point that other expenses are nothing if your tuition is paid for and you don't need to pay for room and board????? That's the whole point...nothing like splitting hairs huh matty?

pps- 20 miles out of your way with a vehicle that gets 20 MPG is about $2.79 now-a-days. If you go 2-3 times a week as most do that's $8.37 (at 3 times a week). You go for approx. 7 months out of the year, so that's $234.36. You wanna try another useless argument?

So now the tally is approx $500 for book over the year and $250 for gas (although I am sure your car gets better than 20mpg.) So we're up to $750 for the year with tuition paid for...I guess people should sit on their ass cause it's too damn expensive. PFFFFF. The $750 divided by the 8 months of school or so you go means a cost of apprx $93.75 per month. OUCH.
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Old 10-28-2007, 11:39 PM   #6
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Re: Canadian Healthcare from a Canadian...

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When I was going to school at night for my MBA, it required me to drive an extra 20 miles
I did mine online, cost me $25 a month for internet service.
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Old 10-28-2007, 11:41 PM   #7
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Re: Canadian Healthcare from a Canadian...

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I did mine online, cost me $25 a month for internet service.
That explains a lot.
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Old 10-29-2007, 05:08 AM   #8
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Re: Canadian Healthcare from a Canadian...

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That explains a lot.
LOL!

Jsarno, just out of curiousity where is your degree from?
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Old 10-28-2007, 11:47 PM   #9
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Re: Canadian Healthcare from a Canadian...

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I did mine online, cost me $25 a month for internet service.
You did your MBA online? Where?
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Old 10-29-2007, 08:11 AM   #10
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by SmootSmack View Post
You did your MBA online? Where?
Good lord, SS! You can your MBA online from just about anywhere.
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Old 10-29-2007, 08:33 AM   #11
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Re: Canadian Healthcare from a Canadian...

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I did mine online, cost me $25 a month for internet service.
I think it's good that you have your MBA, and I know that Temple's Fox School of Business and Villanova's Business School both offer classes online. But they don't allow you to go through the entire program by taking online classes, they require you to take some in person.

Those are just two reputable schools in my area. I don't know what some other reputable MBA programs do. But I do know that if you get a degree from University of Phoenix or Strayer, or something like that, employers consider it to be not even worth the paper it's printed on.
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Old 10-29-2007, 10:03 AM   #12
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Re: Canadian Healthcare from a Canadian...

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I think it's good that you have your MBA, and I know that Temple's Fox School of Business and Villanova's Business School both offer classes online. But they don't allow you to go through the entire program by taking online classes, they require you to take some in person.

Those are just two reputable schools in my area. I don't know what some other reputable MBA programs do. But I do know that if you get a degree from University of Phoenix or Strayer, or something like that, employers consider it to be not even worth the paper it's printed on.
Is their MBA program accredited? If not you're right, it's pretty much worthless. There are plenty of employers out there that won't touch someone with a non-accredited degree.

When I was thinking of going back to school I briefly entertained the idea of doing an online program, but in the end I don't think you can compete with the value of going to class and interacting with your peers and professors. I know that my program was very heavy on presentations and group work. Looking back now it was an invaluable experience for me.
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Old 10-29-2007, 08:36 PM   #13
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by jsarno View Post
I did mine online, cost me $25 a month for internet service.
I'm curious (as well as the others in this thread) as to where you got your MBA for $25 a month. After all, all accredited schools charge a lot more for Master programs than bachelor programs.
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Old 10-29-2007, 09:54 PM   #14
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Re: Canadian Healthcare from a Canadian...

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I'm curious (as well as the others in this thread) as to where you got your MBA for $25 a month. After all, all accredited schools charge a lot more for Master programs than bachelor programs.
That was purely in reference to transportation costs. I still owe 50k in student loans.

This argument is not going anywhere, thus my absence from this discussion. There is nothing productive being said, and I am just as guilty for indulging to this point.
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Old 10-29-2007, 07:58 PM   #15
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Re: Canadian Healthcare from a Canadian...

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Originally Posted by jsarno View Post
Please explain how that proved your point? I am not sure you know what the arguement is about here.

BTW- by your last comment, you obviously jumped into the argument not knowing the base.
We were talking about a program that paid for your tuition, all you needed to do was come up with whatever other expenses there were, which are minor.

ps- $889 for NEW books per year is damn cheap. Cut that in half for used books and you're looking at around $225 per semester.

So let's look at the figures SS supplied for us. (BTW NMSU is a branch here in Carlsbad)
$1162 - Tuition and fees
$4602 - Room and board
$889 - Books and supplies
$1980 - Personal expenses
$1500 - Transportation


Take away Tuition if you are on the program we were discussing, take away room and board because I already live here as does everyone that goes to NMSU in Carlsbad. Personal Expenses is for financial aid purposes, but that is why you work a full time job to pay for your own personal expenses. Transportation is taken care of by yourself as well. That leaves approx. $225 per semester (as I showed by cutting books in half by buying used). I'll even throw in a few more dollars and bring it to $500 per year.
If you can't afford $500 a year to go to college, there is nothing you can afford.
Nice link SS. Thanks.
You're acting like that's pocket change. And, really, not everybody lives within a descent communting distance of a university. Moreover, most, if not all of those government programs that pay for tuition require you to attend full time. While some of us (like myself) are smart enough and strong enough to work full time while attending college full time, I wouldn't recommend that to everyone. It's academic suicide for most students.
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