Gustav

[firstdown]

Originally Posted by Hog1

I have lived on the Gulf Coast for ......Many years in several locations in Texas, and Florida. I have also spent much time in LA.........it LOOKS like it's ready to flood!
I have never bought a house that lies in "flood plain", although there are probably several million homes that are built in the flood plain on the GC. I have 100% had flood ins. Weathered many tropical storms and H-canes. To date no water in the house.
People have to make better decisions, or deal with the consequences. Sad, but true.
Do you change the oil in your car? Why? It might not cause any problems.....or maybe....
This is the gulf coast....it floods...everywhere

Its called a flood zone and not a flood plain. Everyone is located in a flood zone but it varies to their risk of flooding. If you purchased a home and flood ins was not required that does mean your not in a flood zone rather its not one which requires you to purchase flood ins. to obtain a loan.

[Hog1]

Originally Posted by firstdown

Its called a flood zone and not a flood plain. Everyone is located in a flood zone but it varies to their risk of flooding. If you purchased a home and flood ins was not required that does mean your not in a flood zone rather its not one which requires you to purchase flood ins. to obtain a loan.

I can only tell you the object I have personally viewed on several occasions with my ins agents is a map they called a "Flood Plain" map.
???????

[firstdown]

Originally Posted by Hog1

I can only tell you the object I have personally viewed on several occasions with my ins agents is a map they called a "Flood Plain" map.
???????

Ok, but that flood plain is broken down into flood zones which determine the premium and risk factor. I sell flood ins.

[Hog1]

Originally Posted by firstdown

Ok, but that flood plain is broken down into flood zones which determine the premium and risk factor. I sell flood ins.

Got it

[FRPLG]

Originally Posted by Hog1

I can only tell you the object I have personally viewed on several occasions with my ins agents is a map they called a "Flood Plain" map.
???????

Yes it is universally called a flood plain. Flood zones are techincal terms defined by FEMA I believe. We all live in a flood zone as designated by FEMA but floodplians are more general terms.