Health Insurance Plans:

[FRPLG]

Originally Posted by Daseal

Hey guys,

I'm going to be buying a personal insurance policy shortly, problem is -- I'm totally clueless what's important and what isn't. Im not looking for anything really fancy, just something that will cover medicine, doctors visits, broken bones/etc. I got some quotes and from what I understood, the insurance only kicked in once I spent X amount, typically 5000, 3500 or 2500 dollars. Does that even count towards Dr. visits?

I know I didn't give you much to work with, but any help would be appreciated!

For it to be affordable you'll have the deductible which means everything that is covered in the policy you'll have to pay for up to certain amount before they actually start paying for it. Everything. Now they may have some wellness clauses that will cover a wellness exam short of the deductible but maybe not.