Legal/Insurance Question

TheMalcolmConnection · 06-07-2007, 01:03 PM

Good call. He told me to tell you guys he appreciates it...

firstdown · 06-07-2007, 01:16 PM

This is how it works. If a healthy tree falls on you neighbors home, car, fense etc... It is considered an act of god and the damage caused would be covered by each persons own insurance. In this case if the neighbor knew the tree was rotten (the key is knew) then they could be held liable because they neglected to take due care of the hazard. The hard part is proven that he knew the tree was rotten. I would tell your neighbor to call his neighbors insurance co. back and ask them to come out and look at the tree for themself and if it is so obivious that the tree was rotten then they should pay. He may want to take pictures of the tree and where is rotten and then send them to the adjuster.The other problem is that you do not know what the neighbor is telling his ins. co. Now if the tree was rotten and he honestly did not know then that will make it even tougher.

06-07-2007, 01:03 PM	#16
TheMalcolmConnection I like big (_\|_)s. Join Date: Dec 2004 Location: Lexington, Virginia Age: 43 Posts: 19,225	Re: Legal/Insurance Question Good call. He told me to tell you guys he appreciates it... __________________ Regret nothing. At one time it was exactly what you wanted.

06-07-2007, 01:16 PM	#17
firstdown Living Legend Join Date: Oct 2004 Location: chesapeake, va Age: 60 Posts: 15,817	Re: Legal/Insurance Question This is how it works. If a healthy tree falls on you neighbors home, car, fense etc... It is considered an act of god and the damage caused would be covered by each persons own insurance. In this case if the neighbor knew the tree was rotten (the key is knew) then they could be held liable because they neglected to take due care of the hazard. The hard part is proven that he knew the tree was rotten. I would tell your neighbor to call his neighbors insurance co. back and ask them to come out and look at the tree for themself and if it is so obivious that the tree was rotten then they should pay. He may want to take pictures of the tree and where is rotten and then send them to the adjuster.The other problem is that you do not know what the neighbor is telling his ins. co. Now if the tree was rotten and he honestly did not know then that will make it even tougher.

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